Getting Started (Continued)
The following documentation will also be required to complete a loan application:
- Copies of your last two years of W-2s and most recent pay check stubs.
- For self-employed borrowers: a current Profit and Loss statement and last two years of IRS tax returns.
- Most recent statements for all banks, investments and stocks & bonds in your portfolio.
- Names and addresses and account numbers on any retirement income; award letters for social security income, military pay and any other retirement benefits.
- A legible copy of the Purchase and Sale agreement if this is a purchase transaction.
- Copies of all rental and/or lease agreements on any properties you own.
- Copies of documents regarding a bankruptcy or divorce during the past ten years.
- If down payment funds for the closing of your purchase are coming from the sale of another property, we will need a copy of the closing statement on that property.
- If you are not an U.S. Citizen, please provide a copy of the front and back of your Green Card.